Bamboo: Coverage and Amounts

What are the coverages and limits offered by bamboo insurance?

This policy contains two sections: Section I – Property Coverages and Section II – Liability Coverages. Below is a brief description of the coverage provided. For a complete description, please refer to the policy. Please note that some coverage limits described below can be optionally increased for additional premiums. Other coverage not listed below may also be available for an additional premium. See Section 15, Optional Coverages and Limits, for details.

Section I - Property Coverages

Coverage A:

Dwelling

The Residence Premises listed in the Declarations

Limit stated in the

Declarations

Coverage B:

Other Structures

Unattached Private Structures on the Residence Premises

10% of the Coverage 'A'

Amount

Coverage C:

Personal Property

Unscheduled Personal Property

50% of Coverage 'A'

Amount

Summary of Some Types of Property Subject to Special Limits of Liability

Special Limits

Money, Bank Notes, Coins

$500

Property used in business (on-premises)

$5,000

Securities, Accounts, Deeds

$5,000

Trailers not used with Watercraft

$5,000

Grave Markers

$5,000

Jewelry, Watches, Furs, Precious and Semi-Precious Stones (Theft)

$5,000

Silverware, Goldware, and Pewterware (Theft)

$5,000

Firearms (Theft)

$5,000

Computer Equipment

$5,000

Antiques and Fine Arts

$5,000

Rugs (Theft)

$5,000

Photographic and Video Equipment

$5,000

Glassware and Crystal

$5,000

Coverage D:

Loss of Use

20% of Coverage 'A'

Amount

Additional Coverages

- Debris Removal

- Credit Card, Fund Transfer Card,

Forgery and Counterfeit Money

Refer to Policy for Details

- Reasonable Repairs

- Collapse

- Trees, Shrubs, and Other Plants

- Loss Assessment

 

- Fire Department Service Charge

 

- Property Removed

 

Section II - Liability Coverages

Coverage E:

Personal Liability

$100,000 included

Coverage F:

Medical Payment to Others

$1,000 (Per Person)

Included

Additional Coverage:

- Claim Expenses

- Damage to Property of Others

Refer to Policy for

Details

 

- First Aid Expenses

- Loss Assessment