What are the coverages and limits offered by bamboo insurance?
This policy contains two sections: Section I – Property Coverages and Section II – Liability Coverages. Below is a brief description of the coverage provided. For a complete description, please refer to the policy. Please note that some coverage limits described below can be optionally increased for additional premiums. Other coverage not listed below may also be available for an additional premium. See Section 15, Optional Coverages and Limits, for details.
Section I - Property Coverages |
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Coverage A: Dwelling |
The Residence Premises listed in the Declarations |
Limit stated in the Declarations |
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Coverage B: Other Structures |
Unattached Private Structures on the Residence Premises |
10% of the Coverage 'A' Amount |
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Coverage C: Personal Property |
Unscheduled Personal Property |
50% of Coverage 'A' Amount |
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Summary of Some Types of Property Subject to Special Limits of Liability |
Special Limits |
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Money, Bank Notes, Coins |
$500 |
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Property used in business (on-premises) |
$5,000 |
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Securities, Accounts, Deeds |
$5,000 |
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Trailers not used with Watercraft |
$5,000 |
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Grave Markers |
$5,000 |
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Jewelry, Watches, Furs, Precious and Semi-Precious Stones (Theft) |
$5,000 |
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Silverware, Goldware, and Pewterware (Theft) |
$5,000 |
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Firearms (Theft) |
$5,000 |
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Computer Equipment |
$5,000 |
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Antiques and Fine Arts |
$5,000 |
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Rugs (Theft) |
$5,000 |
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Photographic and Video Equipment |
$5,000 |
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Glassware and Crystal |
$5,000 |
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Coverage D: Loss of Use |
20% of Coverage 'A' Amount |
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Additional Coverages |
- Debris Removal |
- Credit Card, Fund Transfer Card, Forgery and Counterfeit Money |
Refer to Policy for Details |
- Reasonable Repairs |
- Collapse |
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- Trees, Shrubs, and Other Plants |
- Loss Assessment |
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- Fire Department Service Charge |
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- Property Removed |
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Section II - Liability Coverages |
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Coverage E: Personal Liability |
$100,000 included |
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Coverage F: Medical Payment to Others |
$1,000 (Per Person) Included |
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Additional Coverage: |
- Claim Expenses |
- Damage to Property of Others |
Refer to Policy for Details |
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- First Aid Expenses |
- Loss Assessment |