Bristol West: Driver Assignment

How does Bristol West do driver assignments?

Driver Assignment

All operators in the household shall be evaluated. Rate the highest vehicle to the highest driver in descending order. If there are more vehicles than operators, the remaining vehicle(s) shall be assigned an EV driver class with zero violations.

Driver Classification

1. Years Experience - the number of years in which an operator has been licensed to drive in California and any other state wherein the driver has been licensed to operate a vehicle. All California licensed operators with less than three (3) years of California MVR experience can provide an out-of-state MVR which will account for a total of three (3) years or more of verifiable MVR experience.
2. Married - An operator who is a legally married person. The definition of “married” excludes common-law marriages. Operators who are married with an excluded spouse and have less than 15 years of driving experience will need to submit a marriage certificate in order to be rated as married, otherwise, the operator will be rated as single.
3. Permanent Domestic Partner (PDP) – Two adults who have chosen to share their lives in an intimate and committed relationship, reside together, and share a mutual obligation of support for the basic necessities of life.
   1. For insureds to be rated as PDP, we may require proof. This proof could be a California driver’s license from both operators showing a common household, a copy of a bank statement or check with both people listed and a utility bill or purchase agreement indicating both people share the residence. The Company reserves the right to accept or decline any form of proof.
      1. No more than two operators are eligible to be rated as PDP on any single policy.
      2. Dependent children and relatives are not eligible.