I need physical damage but only have liability on my U.S. or Canadian policy
If you plan to stay in Mexico for more than 180 days, you may be eligible for an "extended coverage" policy. During the quoting process, a vehicle with only liability coverage in the USA or Canada, but which will spend more than 180 days in Mexico, may qualify for an extended coverage policy. The vehicle must still meet the remaining underwriting requirements to be eligible. By answering “yes” to the question regarding the vehicle spending more than 180 days in Mexico, a surcharge will be applied, and the requirement of collision and theft coverage in their country of origin is waived.