Safeco
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      Safeco: Private Passenger Auto Summary

      Quick overview of the Safeco private passenger auto product

      The California auto product is comprised of two exclusive auto programs which are branded as Safeco and Safeco Standard. The table below summarizes some of the important differences and similarities between the two new programs.

       

      Program Attribute Safeco Safeco Standard Both

       

      Policy Term

      Annual (12-month) or semi-annual (6-month)

      Semi-annual (6-month) policy term

       
      Good Driver Only Yes No  

      New Business Binding and Final Acceptability

       

       

       

      The system will determine if a risk can be bound online or require a paper application. Safeco may review every risk to determine eligibility.
      Broker Fees     May not be charged
      MVR Reports     Ordered online via Safeco. Producers may be subject to chargebacks for unbound MVRs.
      CLUE Reports     Ordered online via Safeco. Producers may be subject to chargeback for unbound reports.
      Driver Assignment     Determined by the rating system
      Photos     May be required if submitting a paper application that includes physical damage coverage.
      Driver Exclusions     Individual drivers may be excluded before binding. This is done in the quote.
      Specialty Vehicles Accept RVs, Motor Homes, Travel Trailers, Antique & Classic Cars Private Passenger Vehicle Only