What are the Travelers' personal auto insurance eligible drivers?
Years licensed:
- Must be continuously licensed for the past 3 years
- If licensed for less than 18 months in the U.S., its territories or possessions, or Canada, an official and verifiable driving history, issued by the appropriate governmental authority, or a signed driving experience and loss history statement from the named insured, must be presented to qualify for the California Good Driver Discount.
- If licensed continuously for the past 3 years, including 18 months in the U.S., its territories or possessions, or Canada, the 3-year qualification is deemed met unless proven otherwise.
- An operator licensed less than 3 years who is part of a total personal automobile family account with Travelers and is a resident of the same household with parents or spouse (students away at school are considered living with parents) and has a clean driving record (no at-fault accidents, major or minor convictions).
Driving Record |
Allowable Count in the last 3 years |
A. Conviction for Driving Under the Influence of alcohol or drugs, or vehicular manslaughter in the past 10 years |
0 |
B. 2-point major violation/conviction; or |
0 |
C. At-Fault accident with Bodily Injury or death (AF defined as being 51% or greater at-fault); or |
0 |
D. At-fault accident with Property Damage only in excess of $1,000; or |
1 |
E. One-point minor traffic violation/conviction; or |
1 |
F. Violation dismissal for any one-point violation/conviction; or |
1 |
G Total incidents (as noted above) count |
1 |