Travelers: Eligible Drivers

What are the Travelers' personal auto insurance eligible drivers?

Years licensed:

  1. Must be continuously licensed for the past 3 years
  2. If licensed for less than 18 months in the U.S., its territories or possessions, or Canada, an official and verifiable driving history, issued by the appropriate governmental authority, or a signed driving experience and loss history statement from the named insured, must be presented to qualify for the California Good Driver Discount.
  3. If licensed continuously for the past 3 years, including 18 months in the U.S., its territories or possessions, or Canada, the 3-year qualification is deemed met unless proven otherwise.
  4. An operator licensed less than 3 years who is part of a total personal automobile family account with Travelers and is a resident of the same household with parents or spouse (students away at school are considered living with parents) and has a clean driving record (no at-fault accidents, major or minor convictions).

Driving Record

Allowable Count in the last 3 years 

A. Conviction for Driving Under the Influence of alcohol or drugs, or vehicular manslaughter in the past 10 years

0

B.  2-point major violation/conviction; or

0

C. At-Fault accident with Bodily Injury or death (AF defined as being 51% or greater at-fault); or

0

D. At-fault accident with Property Damage only in excess of $1,000; or

1

E. One-point minor traffic violation/conviction; or

1

F. Violation dismissal for any one-point violation/conviction; or

1

G Total incidents (as noted above) count

1