Travelers: Program or Occupation Discounts

What are the Travelers' auto insurance occupational discounts?

The following are the discounts offered in the Travelers private passenger auto product for programs, sometimes referred to as "affinity" discounts. They are discounts offered based on the affinity an insured may have with a group or through their occupation.

A Group Program will apply if the policy qualifies for one of the designated group programs listed below. Acceptable documentation must be provided.

For Groups associated with a specific Eligible Driver, if there is only one qualifying Eligible Driver in the household and that driver is subsequently removed as a rated driver on the policy, the policy will no longer remain eligible for the Group Program.

If a policy is eligible for more than one Group Program, or more than one Eligible Driver qualifies for a Group Program, only the largest qualifying will be applied to the policy.

Degreed Professional Program

Eligible Drivers in the following categories are eligible if the qualification criteria have been met:

Engineer

Will typically have a Bachelor’s degree or an Advanced Degree in Engineering or be licensed as an engineer in one of the following fields of engineering: Aeronautical, Aerospace, Architectural, Chemical, Civil, Computer Science, Electrical, Gas, Mechanical, Nautical, Nuclear, Petroleum or Structural.

Scientist

Will typically have a Bachelor’s or higher degree in one of the following physical sciences: Astronomy, Biochemistry, Biology, Botany, Chemistry, Cybernetics, Dentistry, Geology, Geophysics, Immunology, Mathematics, Medicine, Meteorology, Microbiology, Pharmacology, Physics, Physiology, Planetary Systems or Zoology.

Medical

Will typically have a Bachelor’s or higher degree in a medical field.

Certified Public Accountant

Will typically have a Bachelor’s or higher degree in an accounting field. Must hold an active license as a Certified Public Accountant.

Educators

Will typically have a Bachelor’s or higher degree and be credentialed as a teacher, or educational administrator and hold a “Clear”, “Professional Clear”, “Life” or “Preliminary” designation, or be employed full-time at a college or university teacher or professor.

Bachelor’s and Advanced degrees should come from accredited universities and programs. Advanced degrees include Graduate School degrees, Doctorates, Masters, and Ph.D.s.

Service Professional Program

Eligible Drivers in the following categories are eligible if the qualification criteria have been met:

Firefighters

Must be employed as a full-time firefighter for a state or local fire department within California. Volunteer firefighters are not eligible.

Paramedics/EMT

Must have a current EMT-1, EMT-IL, or EMT-P certificate from the state of California.

Pilots

Must have a current airman certificate issued by the Federal Aviation Administration. All certificate classes apply except student certificates.

Retiree Member Program

Eligible Drivers are eligible for the Retiree Member Program if they are members of an association for retired persons and are age 50 and older.

Alumni Program

The named insured or spouse is an active member of an Alumni Association from an accredited college or university.

Homeowner Association (HOA) Member Program

The named insured or spouse is a member of an active Homeowner Association. Active member is defined as being currently assessed a fee on a specified timeline, established by the association. Proof of membership is required.

Note: A policy that is eligible for the HOA Member Program that is also receiving the Dwelling Account Discount will receive the larger of the two.

Affinity Program

A policy affiliated with an affinity group such as an employer, a credit union, or an association that has entered into an arrangement with Travelers. Refer to the Affinity Group Listing Supplement for participating groups.